2026 RSMeans Data — Updated Monthly

Construction Cost by State 2026

How much does it cost to build a house in your state? Browse our complete guides for all 50 states, updated with 2026 RSMeans data.

States Covered
All 50
Every US state
National Average
$120/sqft
Standard finish
Cost Range
$89–$263
Per sq ft, by state
Data Source
RSMeans
2026 edition
All 50 States
Cost to Build a House — State by State
Alabama
$165,000
$89/sq ft
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Alaska
$285,000
$173/sq ft
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Arizona
$248,000
$121/sq ft
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Arkansas
$158,000
$90/sq ft
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California
$420,000
$200/sq ft
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Colorado
$295,000
$137/sq ft
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Connecticut
$335,000
$172/sq ft
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Delaware
$285,000
$158/sq ft
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Florida
$245,000
$122/sq ft
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Georgia
$225,000
$110/sq ft
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Hawaii
$420,000
$263/sq ft
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Idaho
$218,000
$115/sq ft
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Illinois
$295,000
$151/sq ft
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Indiana
$215,000
$113/sq ft
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Iowa
$208,000
$116/sq ft
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Kansas
$205,000
$111/sq ft
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Kentucky
$198,000
$110/sq ft
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Louisiana
$212,000
$112/sq ft
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Maine
$248,000
$146/sq ft
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Maryland
$305,000
$153/sq ft
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Massachusetts
$362,000
$190/sq ft
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Michigan
$238,000
$125/sq ft
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Minnesota
$262,000
$134/sq ft
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Mississippi
$158,000
$90/sq ft
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Missouri
$210,000
$110/sq ft
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Montana
$218,000
$121/sq ft
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Nebraska
$205,000
$111/sq ft
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Nevada
$268,000
$134/sq ft
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New Hampshire
$272,000
$147/sq ft
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New Jersey
$348,000
$183/sq ft
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New Mexico
$208,000
$116/sq ft
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New York
$378,000
$199/sq ft
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North Carolina
$225,000
$113/sq ft
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North Dakota
$202,000
$115/sq ft
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Ohio
$228,000
$120/sq ft
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Oklahoma
$200,000
$105/sq ft
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Oregon
$285,000
$146/sq ft
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Pennsylvania
$268,000
$141/sq ft
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Rhode Island
$298,000
$175/sq ft
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South Carolina
$218,000
$112/sq ft
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South Dakota
$198,000
$113/sq ft
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Tennessee
$212,000
$109/sq ft
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Texas
$235,000
$112/sq ft
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Utah
$248,000
$121/sq ft
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Vermont
$255,000
$150/sq ft
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Virginia
$255,000
$128/sq ft
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Washington
$348,000
$174/sq ft
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West Virginia
$198,000
$116/sq ft
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Wisconsin
$228,000
$120/sq ft
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Wyoming
$205,000
$114/sq ft
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Quick Comparison
Most & Least Expensive States to Build

What Affects Construction Costs by State?

Home construction costs vary by as much as 3x from the cheapest to most expensive states. Hawaii ($263/sq ft) and California ($200/sq ft) are the most expensive markets in 2026. Mississippi ($90/sq ft) and Arkansas ($90/sq ft) are the most affordable.

The national average sits at $120 per square foot for a standard finish home. A 2,000 sq ft home costs $240,000 at the national average — but the same home costs $526,000 in Hawaii and $180,000 in Mississippi. Understanding your state's cost index before you start planning can save you tens of thousands of dollars.

These figures are based on 2026 RSMeans construction data, the industry standard used by architects, engineers, and general contractors nationwide. Each state guide includes a full city-by-city breakdown, since costs within a state can vary 15–25% between urban and rural areas.

Labor Rates
Union vs non-union markets, local wage levels, and skilled trade availability drive the biggest cost differences between states.
Material Costs
Transportation distance from lumber mills, steel plants, and distribution centers affects material pricing significantly.
Permit & Code Requirements
States with strict building codes, seismic requirements, or hurricane standards add cost through materials and inspection fees.
Climate & Site Conditions
Cold climates need deeper foundations and thicker insulation. Coastal areas need impact-rated windows and corrosion-resistant materials.
Land & Development Costs
Land prices, utility hookup fees, and site preparation costs vary significantly and are not included in per-sq-ft figures.
Local Demand
High-growth markets like Austin, Denver, and Nashville see contractor premiums due to high demand for skilled labor.
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