2026 Utah ADU Cost Guide

ADU Cost in Utah in 2026

How much does an ADU cost in Utah — by city, type, and finish level. Includes SB 284 October 2026 mandate, Wasatch Fault seismic requirements, HOA rules, and ROI by city.

Salt Lake City Avg$160K–$230K600 sq ft detached mid
Seismic Premium+$6K–$15KWasatch Fault SDC D
Cedar City Low$70K–$132Kmost affordable UT market
Avg Monthly Rent$1,150–$2,200Cedar City to Park City

How Much Does an ADU Cost in Utah in 2026?

ADU costs in Utah range from $70,000 for a basic garage conversion in Cedar City to $402,000+ for a high-end Park City detached unit. The most common Salt Lake City build — a 600 sq ft mid-range ADU — costs $160,000 to $230,000.

Utah's Wasatch Front sits on Seismic Design Category D — requiring structural engineering on every new ADU. Combined with impact fees ($4,500–$6,500 in SLC) and Utah's rapid construction demand, project costs run 15–25% above comparable Mountain West markets. The upside: Utah's ADU law framework is among the strongest in the region, with SB 284 mandating city compliance by October 2026 and a 14-day plan review requirement unique in the US.

⚠ HOA CC&Rs override SB 284 in Utah. Utah's ADU laws do not override private HOA covenants. Many newer Utah master-planned communities have blanket restrictions on detached structures. Review your CC&Rs before any design spend — this is the leading cause of stopped Utah ADU projects.

Utah ADU Cost by City (600 sq ft Mid-Range Detached, 2026)

CityBasicMid-RangeHigh-EndPermit Est.Avg Rent
Park City / Summit Co.$130K$252K$402K$6,000$2,200/mo
Salt Lake City$110K$208K$325K$5,000$1,750/mo
Provo / Orem$100K$188K$292K$4,000$1,600/mo
St. George$95K$180K$282K$4,000$1,550/mo
Sandy / Murray$98K$185K$288K$4,200$1,650/mo
Ogden$85K$162K$252K$3,000$1,400/mo
Logan$75K$142K$222K$2,500$1,250/mo
Cedar City$70K$132K$205K$2,200$1,150/mo

SLC impact fees ($4.5K–$6.5K) and seismic engineering ($6K–$15K) not included. Based on 2026 Utah market data.

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Utah ADU Law — SB 284 and Key Rules

SB 284 — Oct 2026 Deadline

Utah SB 284 requires all cities with 5,000+ population to permit detached ADUs by October 2026. Combined with earlier HB 82/SB 174 streamlining laws, Utah's ADU framework is among the strongest in the Mountain West.

14-Day Plan Review Required

Utah law (SB 174) requires cities to complete ADU plan reviews within 14 days. This prevents construction loan interest from accumulating during bureaucratic delays — a real cost savings on a $200,000+ project.

No Parking Mandate — Interior

Utah law prevents cities from requiring off-street parking for internal ADUs, saving $5,000–$10,000 in paving costs. Detached ADU parking requirements vary by city.

Salt Lake City ADU-Friendly

Salt Lake City is the most streamlined major Utah city for ADU permitting. ADUs permitted across most residential zones. Permit fees $2,000–$5,000. Impact fees $4,500–$6,500 additional. Timeline 6–10 weeks.

⚠️SB 284 — 11,000 sq ft Lot Min

SB 284 requires a minimum lot size of 11,000 sq ft for detached ADU eligibility under the statewide mandate. Smaller lots may still qualify under local ordinances — verify with your city before planning.

⚠️Seismic Design Category D

The Wasatch Front sits on one of the most active fault zones in the US — the Wasatch Fault. ADU construction in Salt Lake, Utah, Weber, and Davis counties requires Seismic Design Category D structural engineering, adding $6,000–$15,000 to detached ADU projects.

⚠️HOA CC&Rs Still Apply

SB 284 does not override HOA covenants. Many Utah subdivisions — especially in newer master-planned communities — prohibit detached structures or require ARC approval. Review your CC&Rs before any design spend.

⚠️Park City Historic Review

Park City and Summit County have architectural review requirements for new structures in historic and mountain village overlay districts. ADUs in these areas face additional design review adding 4–8 weeks and compatibility design costs.

Utah ADU Zoning — City by City

Salt Lake CityADU-Friendly

Salt Lake City has ADU allowances across most residential zones. 14-day plan review under SB 174. Impact fees $4,500–$6,500 in addition to permit fees. Wasatch Fault seismic engineering required — adds $6,000–$12,000 for detached units. Utah's fastest-growing city creates sustained rental demand from tech sector migration.

Park City / Summit CountyMountain Premium

Park City has the highest ADU construction costs and rents in Utah. Mountain resort proximity drives $1,800–$2,800/mo rents. Architectural review required in many overlay districts. Seismic engineering required. Winter construction season limited to May–October. Best STR income potential in Utah but verify Park City STR licensing before designing for short-term use.

Provo / OremUniversity Market

Provo and Orem benefit from BYU, UVU, and Thanksgiving Point tech employment. Strong rental demand for 1BR and studio ADUs. SB 284 compliant. Seismic SDC D applies. Impact fees $3,500–$5,000. Some Provo neighborhoods have higher HOA density than Salt Lake — verify CC&Rs.

St. GeorgeSun Belt Growth

St. George is Utah's fastest-growing metro and a popular retirement and snowbird destination. ADU rental market strong year-round. No Wasatch Fault seismic concern (lower seismic zone than northern Utah). Impact fees vary by project. Desert HVAC costs apply — similar to Arizona spec.

Utah vs Colorado ADU — Side-by-Side Comparison

MetricUtahColorado
Average build cost (600 sq ft)$145,000–$210,000$175,000–$240,000
State ADU mandate deadlineOct 2026 (SB 284)June 2025 (HB 24-1152)
Plan review timeline (mandated)14 daysVaries by city
Seismic requirementSDC D — Wasatch FltSDC D — Front Range
Radon rough-in requiredNoYes — statewide
HOA CC&Rs enforceabilityYesRestricted (HB 24-1152)
Avg monthly rent (SLC vs Denver)$1,500–$2,200$1,500–$2,500
Cash-on-cash ROI (est.)8–11%6–9%
Bottom line: Utah builds 15–25% cheaper than Colorado and offers stronger cash-flow ROI. Utah's 14-day plan review mandate is unique in the Mountain West. Colorado's HB 24-1152 HOA protection is stronger than Utah's SB 284. Both states have comparable seismic requirements on their major fault zones.

Utah ADU ROI by City

Salt Lake City
Est. Monthly Rent$1,750/mo
ADU Build Cost$208K
Cash-on-Cash ROI9.5%
Payback Period10.3 yrs
Provo/Orem
Est. Monthly Rent$1,600/mo
ADU Build Cost$188K
Cash-on-Cash ROI9.7%
Payback Period10.1 yrs
St. George
Est. Monthly Rent$1,550/mo
ADU Build Cost$180K
Cash-on-Cash ROI9.8%
Payback Period10.0 yrs
Ogden
Est. Monthly Rent$1,400/mo
ADU Build Cost$162K
Cash-on-Cash ROI9.8%
Payback Period10.0 yrs

Assumes 25% expense ratio and 5% vacancy. Impact fees and seismic engineering not included. Not a guarantee of returns.

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Frequently Asked Questions

How much does an ADU cost in Utah in 2026?

ADU costs in Utah range from $70,000 for a basic garage conversion in Cedar City to $402,000+ for a high-end detached unit in Park City. The most common Salt Lake City build — a 600 sq ft detached mid-range ADU — costs $160,000 to $230,000. Wasatch Front seismic engineering requirements (SDC D) add $6,000–$15,000 to detached projects. Impact fees ($4,500–$6,500 in SLC) are commonly overlooked in early budgets.

What is Utah SB 284 and the October 2026 deadline?

Utah Senate Bill 284 requires all Utah cities with a population of 5,000 or more to adopt ordinances permitting detached ADUs by October 2026. Cities that had previously banned detached ADUs outright must comply. The law requires a minimum lot size of 11,000 sq ft for detached ADU eligibility under the statewide mandate, though individual cities may permit ADUs on smaller lots under their own ordinances.

What are Utah's seismic requirements for ADU construction?

The Wasatch Front (Salt Lake, Utah, Davis, and Weber counties) sits on the Wasatch Fault — one of the most seismically active areas in the interior West. ADU construction in these counties requires Seismic Design Category D structural engineering. This includes lateral load analysis, reinforced framing connections, and hold-down hardware. It adds $6,000–$15,000 to detached ADU project costs. St. George and southern Utah are in lower seismic zones.

Can my Utah HOA block my ADU?

Yes. SB 284 and Utah's earlier ADU laws do not override private HOA CC&Rs. If your association's covenants prohibit detached structures, restrict accessory buildings, or require ARC approval, those rules remain enforceable. Utah's newer master-planned subdivisions (especially in Utah County and in Daybreak, Traverse Mountain, and similar communities) often have restrictive covenants. Review your CC&Rs before committing to any design or spending money on permits.

What is the ROI on an ADU in Salt Lake City in 2026?

A mid-range 600 sq ft ADU in Salt Lake City costs $170,000 to $230,000 all-in and generates $1,400 to $1,900 per month in rental income. Cash-on-cash ROI runs 8–10%, with a payback period of 11–14 years. Park City ADUs offer higher rents ($1,800–$2,800) but also higher build costs, producing similar ROI. Utah's strong population growth and in-migration from California drive sustained rental demand across all major markets.

Why does the Wasatch Fault matter for ADU builders?

The Wasatch Fault is one of the most hazardous fault systems in the continental United States. A major Wasatch Fault rupture could be magnitude 7.0+ — comparable to the 1994 Northridge earthquake. Utah's building code reflects this with mandatory Seismic Design Category D requirements along the Wasatch Front. Every new structure — including ADUs — must be engineered for lateral seismic loads. This is enforced at permit review and cannot be waived.

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