Estimate your pool installation cost by type, size, and state. Includes excavation, shell, plumbing, electrical, decking, and permits — adjusted for your local market.
2026 National Averages
How Much Does a Pool Cost in 2026?
Pool Type
Small
Medium (16×32)
Large
Annual Upkeep
Above Ground
$1,500–$5,000
$3,000–$8,000
$5,000–$12,000
$500–$1,000
Inground
$30,000–$55,000
$45,000–$75,000
$60,000–$100,000
$1,500–$2,500
Fiberglass
$25,000–$45,000
$35,000–$65,000
$50,000–$85,000
$1,200–$2,000
Luxury / Custom
$60,000–$100,000
$80,000–$150,000
$120,000–$250,000
$2,500–$5,000+
The average inground pool costs $45,000–$75,000 installed in 2026. Fiberglass pools are faster to install at $35,000–$65,000. Above ground pools start at $1,500.
Your Location
Pool Type
Above Ground
Easiest & most affordable
Inground
Concrete, fiberglass, or vinyl
Fiberglass
Pre-formed, fastest install
Luxury / Custom
Infinity, lagoon, or resort style
Pool Size
Small
12×20 ft or less
250 sq ft
Medium
16×32 ft typical
400 sq ft
Large
20×40 ft or more
600 sq ft
X-Large
Resort / custom size
900 sq ft
Pool Cost Buying Guide 2026
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Inground vs fiberglass vs above ground
Inground concrete pools last 50+ years but cost $45,000–$100,000. Fiberglass is faster (6–8 weeks vs 3–6 months) and costs $35,000–$85,000. Above ground is the most affordable at $1,500–$12,000 but has the lowest resale value impact.
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The true cost of pool ownership
The upfront cost is only part of the story. Budget $1,500–$3,000/year for chemicals, electricity, and maintenance. A pool heater adds $500–$2,000/year in energy costs. Factor in 10-year total cost when making your decision.
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Location matters more than you think
Florida, Arizona, Texas, and California have the highest pool installation rates — more contractors means more competition and lower prices. Northern states (Minnesota, Maine) can cost 20–35% more due to fewer contractors and freeze protection requirements.
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Hidden costs most people miss
Permits: $200–$1,500. Fencing (required by law in most states): $2,000–$8,000. Pool deck/patio: $5,000–$25,000. Pool house or cabana: $15,000–$80,000. Landscaping after excavation: $3,000–$15,000. Budget 20–30% above the pool quote for total project cost.
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Does a pool add home value?
An inground pool adds approximately 7% to home value in warm climates (FL, AZ, CA). In cold climates, a pool may add 0–5% or even detract from value for buyers who don't want maintenance. Above ground pools add minimal resale value.
Frequently Asked Questions
How much does an inground pool cost in 2026?
An inground concrete pool costs $45,000–$100,000 installed in 2026 for a standard 16×32 ft pool. Fiberglass inground pools cost $35,000–$65,000. Vinyl liner pools are the most affordable inground option at $30,000–$55,000.
How much does a pool cost per square foot?
Inground pool installation costs $100–$250 per square foot depending on type and state. Fiberglass runs $90–$200/sq ft. Above ground is much cheaper at $10–$50/sq ft.
How long does pool installation take?
Above ground pools install in 1–3 days. Fiberglass pools take 6–8 weeks (shell is pre-made). Concrete/gunite inground pools take 3–6 months due to excavation, shell construction, curing, and finishing.
Do I need a permit for a pool?
Yes — almost all states require a building permit for inground pools. Permit fees range from $200–$1,500. Most states also require a safety fence around the pool. Check your local municipality for specific requirements before starting.
What is the cheapest type of inground pool?
Vinyl liner pools are typically the cheapest inground option at $30,000–$55,000. The liner needs replacement every 7–15 years at $3,000–$8,000. Fiberglass has a higher upfront cost but lower lifetime maintenance costs.