Which states have the most energy rebates in 2026?

New York leads with programs including NY-Sun, NYSERDA, National Grid, and HEAP totaling up to $24,000+ for some households. Vermont has 23 programs including Efficiency Vermont and GMP. Colorado has 16 programs. New Mexico has the highest single-household total for low-income households up to $14,000. Oregon, Michigan, Rhode Island, and Washington DC all have strong stacked programs.

How many states have HEAR programs active in 2026?

As of July 2026, approximately 30+ states have launched or are in the process of launching their IRA-funded HEAR (High-Efficiency Electric Home Rebate Act) programs. Michigan, Vermont, New York, Colorado, Oregon, New Mexico, Massachusetts, California, and Rhode Island are among the earliest launches. States launch at different times — check your state energy office for current status.

What is the difference between HEAR and HOMES rebates?

HEAR (High-Efficiency Electric Home Rebate Act) targets specific appliances and improvements for income-qualified households below 150% AMI — up to $8,000 for heat pumps. HOMES (Home Owner Managing Energy Savings) is a performance-based whole-home rebate available to all income levels based on modeled or measured energy savings — up to $4,000 for 35%+ energy savings, or up to $8,000 for 50%+ savings. Both programs are funded by the IRA.

Home › Energy Rebates › State Energy Rebates Guide

All 50 States + DC · 30+ HEAR Programs Active · Updated July 2026

Complete State Energy Rebates Guide 2026–2027

Every federal, state, and utility energy rebate program in one place. 30+ states now have active HEAR programs. Stack with federal 25C, 25D, and 30C credits for maximum savings. Find your state below.

Use the Rebate Calculator →All 50 States ↓

30+

States with HEAR active

$24,000+

Highest state total (NY)

Federal program types

All 50

States covered here

Federal Programs Available in Every State

The IRA (Inflation Reduction Act) created multiple federal incentive programs available to homeowners in all 50 states. These federal programs are separate from and stackable with state and utility programs.

Program	Max Benefit	Income Req.	Type
HEAR — Heat Pump	Up to $8,000	Below 150% AMI	Federal
HOMES — Whole Home Rebate	Up to $8,000	All (scaled by savings)	Federal
HEAR — Insulation + Air Sealing	Up to $1,600	Below 150% AMI	Federal
HEAR — Heat Pump Water Heater	Up to $1,750	Below 150% AMI	Federal
HEAR — Panel Upgrade	Up to $4,000	Below 150% AMI	Federal
25C — Heat Pump Tax Credit	30%, up to $2,000/yr	No limit	Federal
25C — Insulation Tax Credit	30%, up to $1,200/yr	No limit	Federal
25D — Solar Tax Credit	30% (no cap)	No limit	Federal
30C — EV Charger Tax Credit	30%, up to $1,000	No limit	Federal
Utility Rebates (varies)	$200–$1,500	Utility customers	Utility

Energy Rebates in All 50 States + DC (2026)

HEAR status verified July 2026 · Max totals include all stacked federal + state + utility programs · Click state name for detailed guide where available

State	HEAR Status	Max Stacked Total	Programs	Top Utility
Alabama	Launching	$8,000+	2	Alabama Power
Alaska	Launching	$8,000+	2	AEA Programs
Arizona →	Active	$8,500+	11	APS ($500)
Arkansas	Launching	$8,000+	2	Entergy AR
California	Active	$10,000+	14	PG&E/SCE/SDG&E
Colorado →	Active	$12,000+	16	Xcel ($1,200)
Connecticut	Active	$9,500+	10	Eversource ($1,500)
Delaware	Active	$9,000+	7	Delmarva Power
Florida	Not yet	$2,000+	3	FPL/Duke
Georgia	Launching	$8,500+	5	Georgia Power
Hawaii	Active	$10,000+	8	HECO
Idaho	Launching	$8,000+	3	Idaho Power
Illinois	Active	$9,750+	9	ComEd ($750)
Indiana →	Active	$9,000+	10	Duke ($800)
Iowa	Launching	$8,000+	3	MidAmerican Energy
Kansas	Launching	$8,000+	2	Evergy
Kentucky	Launching	$8,000+	3	Duke/LG&E
Louisiana	Launching	$8,000+	2	Entergy LA
Maine	Active	$9,000+	8	Efficiency Maine
Maryland	Active	$10,000+	10	BGE/Pepco
Massachusetts	Active	$11,500+	12	Eversource ($1,500)
Michigan →	Active	$9,200+	9	DTE ($1,200)
Minnesota	Active	$9,700+	10	Xcel ($1,200)
Mississippi	Launching	$8,000+	2	Entergy MS
Missouri	Launching	$8,000+	3	Ameren/Evergy
Montana	Launching	$8,000+	3	NorthWestern Energy
Nebraska	Launching	$8,000+	2	OPPD/LES
Nevada	Active	$9,000+	7	NV Energy
New Hampshire	Active	$9,500+	8	Eversource ($1,500)
New Jersey	Active	$10,000+	10	PSE&G/JCP&L
New Mexico →	Active	$14,000+	12	PNM ($700)
New York →	Active	$24,000+	8	National Grid ($1,250)
North Carolina →	Active	$9,000+	17	Duke ($800)
North Dakota	Launching	$8,000+	2	Otter Tail Power
Ohio	Active	$9,000+	8	AEP/FirstEnergy
Oklahoma	Launching	$8,000+	2	OG&E/PSO
Oregon →	Active	$10,000+	11	PGE ($1,000)
Pennsylvania	Active	$9,000+	8	PECO/PPL
Rhode Island →	Active	$11,250+	11	National Grid ($1,250)
South Carolina	Launching	$8,500+	4	Duke/Dominion
South Dakota	Launching	$8,000+	2	Northwestern Energy
Tennessee	Launching	$8,000+	3	TVA programs
Texas	Not yet	$2,500+	3	Oncor/Entergy
Utah	Active	$9,000+	6	Rocky Mountain Power
Vermont →	Active	$9,150+	23	GMP ($1,200)
Virginia	Active	$10,000+	9	Dominion Energy
Washington	Active	$9,500+	10	PSE ($1,000)
Washington DC →	Active	$10,000+	11	Pepco ($700)
West Virginia	Launching	$8,000+	2	Appalachian Power
Wisconsin	Active	$9,700+	9	Focus on Energy
Wyoming	Launching	$8,000+	2	Rocky Mountain Power

Max totals are estimates including HEAR + 25C + utility rebates for income-qualified households. Actual amounts vary. Verify with your state energy office.

FAQ — State Energy Rebates

What is the fastest way to find rebates in my state?

Use our rebate calculator at costtobuildhouse.com/home-energy-rebate-calculator for a quick estimate, or check the Rewiring America IRA calculator at rewiringamerica.org/app/ira-calculator. For exact amounts and registered contractors, contact your state energy office directly — search your state name + "energy office" or "HEAR program."

Are HEAR rebates still available if my state hasn't launched yet?

If your state has not yet launched a HEAR program, you can still access the federal 25C tax credit (30% up to $2,000 for heat pumps), the 25D solar credit (30%, no cap), and the 30C EV charger credit. You can also access utility rebates from your electric utility. HEAR rebates become retroactively claimable in some states — check with your state energy office.

Can I use both HEAR and HOMES on the same home?

Yes — HEAR (appliance-specific rebates) and HOMES (whole-home performance rebates) are designed to be complementary. You could do a HOMES whole-home upgrade (insulation, air sealing, HVAC) and claim HOMES rebates based on measured energy savings, while also claiming HEAR rebates for specific qualifying appliances like a heat pump. Confirm with your state administrator.

Do I need to pay taxes on energy rebates?

HEAR and HOMES rebates are generally not taxable income — the IRS has clarified that these federal rebates reduce your basis in the property rather than constituting income. State and utility rebates may have different tax treatment — consult a tax advisor. The 25C and 25D tax credits directly reduce your federal tax liability and are not taxable.

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Rebate Guides by Category

Heat Pump Rebates by StateUp to $8,000 Insulation Rebates by StateUp to $2,800 Solar Rebates by State30% + state EV Charger Rebates by StateUp to $1,500 Air Sealing Rebates GuideUp to $1,600 Utility Rebates by Provider12 utilities Efficiency Vermont ProgramsUp to $9,150+Rebate Calculator ToolFree estimate

This guide is for educational purposes only. HEAR program status and rebate amounts change frequently. Always verify with your state energy office before starting any project. Data sourced from Rewiring America API and state energy offices, verified July 2026.